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  • Re: banks

    From poindexter FORTRAN@VERT/REALITY to Utopian Galt on Sat Jun 21 08:58:39 2025
    Utopian Galt wrote to All <=-

    Bank of America stinks. I guess I'll cut up the credit card :)

    They all stink.

    Find a local credit union. You'll be much happier.



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  • From poindexter FORTRAN@VERT/REALITY to nelgin on Sat Jun 21 08:58:39 2025
    nelgin wrote to All <=-

    That's why I use a credit union.
    Only reason I have a Chase credit card is for the Southwest air miles.

    My wife and I started using credit cards for daily expenses, then paying
    the balance off at the end of the month. Much to my surprise, we were accumulating points by doing so. My wife's going to get a new iPhone,
    trickle her old phone to my daughter, and I'll be stuck with my same old mid-range Moto Stylus.

    This didn't work out like I thought it would.



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  • From Bf2k+@VERT/TACOPRON to poindexter FORTRAN on Sat Jun 21 20:28:31 2025
    Re: Re: banks
    By: poindexter FORTRAN to nelgin on Sat Jun 21 2025 08:58 am

    My wife and I started using credit cards for daily expenses, then paying
    the balance off at the end of the month. Much to my surprise, we were

    I do the same thing... I usually accumulate about $2000/year in points doing this. I get thes $ depositied into my bank account. No interest charges...

    I suspect it won't be long before the banks stop giving out the points.

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  • From nelgin@VERT/EOTLBBS to poindexter FORTRAN on Sat Jun 21 22:56:39 2025
    Re: Re: banks
    By: poindexter FORTRAN to nelgin on Sat Jun 21 2025 08:58:39

    My wife and I started using credit cards for daily expenses, then paying
    the balance off at the end of the month. Much to my surprise, we were accumulating points by doing so. My wife's going to get a new iPhone, trickle her old phone to my daughter, and I'll be stuck with my same old mid-range Moto Stylus.

    Me and the wife have been to Phoenix, Charlotte, Buffalo, and several places in California for about $12 for the 2 of us thanks to paying everything with the credit card and then paying it off before it's due.

    Also have a couple of upcoming trips for the same price.

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  • From phigan@VERT/TACOPRON to Bf2k+ on Mon Jun 23 09:06:20 2025
    Re: Re: banks
    By: Bf2k+ to poindexter FORTRAN on Sat Jun 21 2025 08:28 pm

    I suspect it won't be long before the banks stop giving out the points.

    It's a good way to entice you to use your cards more, and they make WAY more money off the transaction fees than they give you cash back :). Probably no reason to stop this any time soon. At least while we still have real cash, anyway.

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